Loan Options for Self-Employed Individuals

by Irene Moustakas | Oct 10, 2023 | Loan Programs and Products

It can be quite frustrating if you do not qualify for a traditional loan due to how you file your tax returns. If you are a salaried employee, your income is calculated based on your gross, but when you are self-employed, your income is calculated based on your net....

A Home Equity Line of Credit (HELOC) versus a Home Equity Loan (HELOAN)

by Irene Moustakas | Dec 20, 2022 | Featured, Loan Programs and Products

If you need to tap into your home equity and you have secured an interest rate in the 2% and 3% range of yesteryear, then it would be quite difficult to relinquish that amazing rate by doing a cash-out refinance on your 1st mortgage. Your alternative option to access...

Did You Know? New Loan Product Available!

by Irene Moustakas | Nov 26, 2018 | Loan Programs and Products

When you hear that Interest-Only loans may be making a little bit of a comeback, what is your initial reaction? Is it concern about the housing bubble bursting? Consumers making extremely misinformed decisions? If that is the case, I am sure your opinion is based on...

When You Need Cash, Which is a Better Decision? A Cash-Out Refi or an Equityline?

by Irene Moustakas | Sep 26, 2018 | Loan Programs and Products

Many homeowners have reached out to me the past few months asking how best to to tap into their home’s equity and get a cash out loan. The reasons are multiple, but they are usually for one of the following reasons: home improvement projects pay off debt to use the...

Did You Know? NEW Student Loan Payoff Refi Program!

by Irene Moustakas | Oct 24, 2017 | Featured, Industry News, Loan Programs and Products

Fannie Mae recently announced a student loan refinance program, which allows homeowners to use their homes’ equity to pay off student loan debt. This is a special program, and even though you’re tapping into your home equity, you are not getting charged a “cash-out...

15 Year Fixed Rate Mortgage

by Irene Moustakas | Jul 10, 2017 | Featured, Loan Programs and Products

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