First Time Homebuyer eBook – UPDATED!

by Irene Moustakas | Sep 11, 2024 | 1st Time Homebuyers, Business Promotion

I first published this e-book in 2014 and have now updated it with new and current information. It reviews the basics of homebuying, what lenders look for, and provides an overview of loan products and programs. Check it out here and let me know how I can help! Share...

Down Payment Assistance Options: National Homebuyers Fund, Inc® for 100% or 102% Financing

by Irene Moustakas | Sep 4, 2024 | 1st Time Homebuyers, FHA, Industry News, Loan Programs and Products

The National Homebuyers Fund (NHF) serves to provide down payment assistance to both returning and first time homebuyers. It’s one of the few down payment assistance programs available that does not have a first time homebuyer or income limitation stipulation! I...

DID YOU KNOW? There Are Interest Rate Incentives for First Time Homebuyers

by Irene Moustakas | Aug 14, 2024 | 1st Time Homebuyers, Rates

If you are a first time homebuyer and your gross income is below your specific county’s Area Median Income (AMI) limit, did you know that you qualify for some pretty attractive interest rate incentives? It can usually result in savings of approximately .5% to .875%,...

TWO WEEKS LEFT to Apply for CalHFA’s Dream for All Program

by Irene Moustakas | Apr 15, 2024 | 1st Time Homebuyers, Industry News, Loan Programs and Products

Registrations for the Dream for All program opened up on April 3rd, and there are now 2 weeks left to register for a voucher. Vouchers are limited and determined by lottery. The Dream for All program serves to help first time and first generation homebuyers get their...

Down Payment Assistance Options – Today’s Highlight: Housing Trust Silicon Valley (HTSV):

by Irene Moustakas | Feb 28, 2024 | 1st Time Homebuyers

Housing Trust Silicon Valley (HTSV) is a Community Development Financial Institution (CDFI) that helps Silicon Valley residents secure down payment assistance to purchase their first home as their primary residence. HTSV has two programs with different features and...

DOWN PAYMENT ASSISTANCE OPTIONS – Today’s Highlight: California Housing Finance Agency (CalHFA)

by Irene Moustakas | Feb 7, 2024 | 1st Time Homebuyers, Loan Programs and Products

Did you know that there are some lenders and organizations that offer down payment assistance (DPA) programs? Most require you to be a first time homebuyer and they stipulate maximum income limitations per county and/or household size. But there can be some great...