(408) 337-9160 irene@loansbyirene.com
  • Facebook
  • Twitter
  • Google
  • RSS
  • Facebook
  • Twitter
  • Google
  • RSS
Loans by Irene | Community Trust Mortgage | Mortgage Loans | San Jose CA
  • Home
  • Services
  • About
  • FAQs
  • Resources
  • Terminology
  • Contact
  • ShareFile
  • Blog
Select Page

What is a Bank Statement Loan?

by Irene Moustakas | Jul 28, 2026 | 1st Time Homebuyers, Loan Programs and Products

If you’re self-employed, own a business, work as an independent contractor, or earn income that’s difficult to document through traditional pay stubs and W2s, you’ve probably wondered whether qualifying for a mortgage is even possible. The good news?...

What is a Digital HELOC?

by Irene Moustakas | Jul 22, 2026 | Industry News, Loan Programs and Products

If you’ve been thinking about tapping into your home’s equity, you’ve probably heard the term digital HELOC. But what exactly does that mean, and is it different from a traditional home equity line of credit? The short answer? The loan itself is...

Waiting for Interest Rates to Drop? Here’s Why That Might Not Be the Best Strategy.

by Irene Moustakas | Jul 14, 2026 | 1st Time Homebuyers

I often get asked: “Should I wait until interest rates come down before buying a home?” I completely understand the thought process. Everyone wants the lowest rate possible, and with all the headlines about where rates might be headed, it can feel like...

Thinking About Moving Your Property Into an LLC? Here’s What to Know

by Irene Moustakas | Apr 15, 2026 | Uncategorized

If you’ve recently bought a property, you might be wondering whether you can transfer it into an LLC for liability or tax purposes. A common concern is: Will my lender call the loan due if I do that? Most home loans include something called a due-on-sale clause. This...

Thank You for Your Support: Best in Silicon Valley 2026 🏆

by Irene Moustakas | Mar 4, 2026 | Business Promotion, Featured

I am incredibly grateful to share that I have been recognized as Best in Silicon Valley – Mortgage Specialist for 2026. This award isn’t about production or volume. To me, it represents the relationships, referrals, and trust placed in me every day, along with the...
« Older Entries

Search Site Here

Loan Calculator

Try for free!

Free eBook

Subscribe to Irene’s Blog

Enter your email address to subscribe:

Reviews on Google+

Loans by Irene Google+ Reviews

Reviews on Yelp

Recent Posts

  • What is a Bank Statement Loan?

Recent Comments

  • Irene Moustakas on Down Payment Assistance Options: National Homebuyers Fund, Inc® for 100% or 102% Financing
  • Home
  • Services
  • About
  • FAQs
  • Resources
  • Terminology
  • Contact
  • ShareFile
  • Blog
  • Facebook
  • Twitter
  • Google
  • RSS

Design & SEO by: KM Guru, LLC