PUBLIC SERVICE ANNOUNCEMENT: Freeze Your Credit

You should do everything you can to protect yourself from identity theft and fraud. Freezing your credit will help for the following reasons: ✅ Prevent Unauthorized Credit Accounts When your credit is frozen, creditors cannot access your credit report. That means no...

What is Split Financing?

Split financing (also referred to as “combo financing” or a “piggyback loan”) in regards to mortgage lending means that you are splitting the financing you require into two loans, funded at the same time. The 1st mortgage covers the bulk of the financing and the...

What is a Blended Rate?

A blended rate – also called a net effective rate – reflects the total rate of all your debt. We break out the balances owed and at what rate and we can calculate the blended rate to get a more true picture. This can help you determine if refinancing for debt...