by Irene Moustakas | Jul 28, 2026 | 1st Time Homebuyers, Loan Programs and Products
If you’re self-employed, own a business, work as an independent contractor, or earn income that’s difficult to document through traditional pay stubs and W2s, you’ve probably wondered whether qualifying for a mortgage is even possible. The good news?...
by Irene Moustakas | Jul 22, 2026 | Industry News, Loan Programs and Products
If you’ve been thinking about tapping into your home’s equity, you’ve probably heard the term digital HELOC. But what exactly does that mean, and is it different from a traditional home equity line of credit? The short answer? The loan itself is...
by Irene Moustakas | Jul 14, 2026 | 1st Time Homebuyers
I often get asked: “Should I wait until interest rates come down before buying a home?” I completely understand the thought process. Everyone wants the lowest rate possible, and with all the headlines about where rates might be headed, it can feel like...
by Irene Moustakas | Apr 15, 2026 | Uncategorized
If you’ve recently bought a property, you might be wondering whether you can transfer it into an LLC for liability or tax purposes. A common concern is: Will my lender call the loan due if I do that? Most home loans include something called a due-on-sale clause. This...
by Irene Moustakas | Mar 4, 2026 | Business Promotion, Featured
I am incredibly grateful to share that I have been recognized as Best in Silicon Valley – Mortgage Specialist for 2026. This award isn’t about production or volume. To me, it represents the relationships, referrals, and trust placed in me every day, along with the...