Freezing Your Credit Report

by | Dec 7, 2023 | Tips

‘Tis the season for hot cocoa, holiday parties, and Christmas shopping! It is also the season that we are more susceptible to fraud and identity theft. Monitoring your credit is key, and one additional thing you can do is to freeze your credit. What this means...

Back to Basics: The Loan Process

by | Oct 17, 2023 | 1st Time Homebuyers, Tips

We’re going back to basics! I have just added this flyer to my “Resources” page and want to highlight it here as well. Let me know if you have any questions. Share this:Click to share on Facebook (Opens in new window)Click to share on Twitter (Opens...

Why a 2nd Mortgage Makes Sense to Consolidate Debt

by | Oct 4, 2023 | Rates, Tips

This is a scenario I recently reviewed with one of my existing clients – he has accumulated a lot of credit card debt and feels overwhelmed by its significance. He owes $1.2MM on his mortgage at a 30 year fixed rate of 4.925% and the value of his home is $1.85MM. He...

Your Fixed Rate Term Options

by | Jan 16, 2020 | Rates, Tips

Interest rates are expected to remain low in 2020, so opportunities to refinance at a lower interest rate at little to no cost are readily available, especially if you purchased your home in 2017 or 2018. Many of the clients I refinanced in 2019 went from one 30 Year...

Should I Make Biweekly Mortgage Payments?

by | Jul 23, 2019 | Tips

If you can, yes! You’ll end up shaving about 5 years off your loan by doing so (the number of years will vary depending on loan amount and interest rate). Many servicers allow this option once you set up your payments online. If a third party company offers to manage...