My passion is to help people make informed and educated decisions when it comes to financing the real estate they buy and own. I have a very deep and meticulous knowledge of the real estate lending industry and I always keep abreast of market and program changes. This experience and knowledge ultimately helps you make appropriate decisions that coincide with your needs. To keep in touch with my current and prospective clients, I have a monthly e-newsletter I send out, and I also update my blog as frequently as I can.  I have also authored articles for Relax Magazine and have been quoted on Yahoo! Homes online articles. Connect with me on Facebook and/or LinkedIn to get current updates on market trends, government deadlines and other helpful insights.  These are some of the communication tools I use to demystify the loan process, share helpful tips and highlight industry news for you.  In addition, I have written an e-book as a guide on real estate financing. It is geared towards first time homebuyers, but there is a lot of information in there that can be useful for seasoned buyers as well: Financing Your First Home You can also check out my featured article on me and my business in Top Agent Magazine, California edition, April 2016. I have been in the mortgage business since 2001 and have transacted thousands of purchase and refinance loans, each and every one handled with care and quality.


When I am not working, I spend quality time with my husband and two children. We are involved in our community, and the kids keep me busy with their school and sports schedules. Travel has been an integral part of my personal life and is one of my great passions. I was born and raised in Greece and since I still have family there, I try to visit as often as possible. I have lived and worked in Australia and traveled around the world, including many European countries, Peru, Belize, Guatemala, Costa Rica, Turkey, Thailand, Indonesia and New Zealand. As our children get a little older, we hope to continue our travels with them. Call me at 408.337.9160 or email me at irene@loansbyirene.com with any questions or feedback. Please know that I’m an excellent resource for other non-mortgage needs as well; if you are looking for a professional service, I have many excellent partners to recommend.

Professional Affiliations and Licenses

  • California Real Estate Broker, License # 01419531
  • Nationwide Mortgage Licensing System, License # 325332
  • California Association of Mortgage Professionals
  • CAMP membership certificate
  • NAMB Certificate-2021
  • Certified Military Housing Specialist


  • Top Originators 2022, awarded by the esteemed Scotsman Guide, in the categories of:
    • Top Mortgage Broker
    • Top Dollar Volume
    • Most Loans Closed
    • Top Women Originators
  • Best in Silicon Valley 2023 in the category of “Best Mortgage Specialist”




  • University of California at Santa Barbara, Bachelor of Arts. Major: Legal Studies. Minor: Classical Studies.


  • Lucas Graduate School of Business at San Jose State University, Master of Business Administration.