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instagram.com/loans_by_irene ** I’ll provide brief market updates, tips and insights. See you there! Share this:Click to share on Facebook (Opens in new window)Click to share on Twitter (Opens in new window)Click to share on LinkedIn (Opens in new window)Click...A Home Equity Line of Credit (HELOC) versus a Home Equity Loan (HELOAN)
If you need to tap into your home equity and you have secured an interest rate in the 2% and 3% range of yesteryear, then it would be quite difficult to relinquish that amazing rate by doing a cash-out refinance on your 1st mortgage. Your alternative option to access...“Can I Use My Cryptocurrency Funds for Down Payment, Closing Costs, or Reserves?”
Cryptocurrency is becoming more prevalent in the marketplace, and more people are hoping to use it as proof of an established asset they own to be used for down payment, closing costs or reserves. However, at present, lenders and underwriters consider it unchartered...“Affordable Housing Fee” Translates to an Increase in Total Loan Closing Costs for Homeowners
Increased rental and housing prices have created a crisis in California, so the “Affordable Housing Fee” (Senate Bill 2) was passed last year, and is in effect as of January 1, 2018. This bill creates a funding source for affordable housing, collected through...“How Much Mortgage Do I Qualify For?”
The first step you should take if you are considering buying a home is to have a mortgage professional help you determine how much you will qualify for. To follow are the typical steps and explanations that I go through with my clients. I will provide a sample...Loan Calculator
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