What is a Debt Service Coverage Ratio (DSCR) Loan?

by Irene Moustakas | Aug 25, 2026 | Featured, Loan Programs and Products

If you’ve been looking into financing an investment property, you’ve probably come across the term DSCR loan. But what exactly is it, and who is it designed for? A Debt Service Coverage Ratio (DSCR) loan is a type of mortgage designed specifically for real...

Thank You for Your Support: Best in Silicon Valley 2026 🏆

by Irene Moustakas | Mar 4, 2026 | Business Promotion, Featured

I am incredibly grateful to share that I have been recognized as Best in Silicon Valley – Mortgage Specialist for 2026. This award isn’t about production or volume. To me, it represents the relationships, referrals, and trust placed in me every day, along with the...

Using RSU or Bonus Income to Qualify for a Mortgage: What Lenders Look For

by Irene Moustakas | Aug 26, 2025 | Featured, Tips

If you work in tech or a performance-based industry, a large part of your compensation might come from restricted stock units (RSUs) or annual bonuses. While these can be powerful income sources, many homebuyers discover that lenders don’t always treat them the same...

PUBLIC SERVICE ANNOUNCEMENT: Freeze Your Credit

by Irene Moustakas | May 20, 2025 | Featured

You should do everything you can to protect yourself from identity theft and fraud. Freezing your credit will help for the following reasons: ✅ Prevent Unauthorized Credit Accounts When your credit is frozen, creditors cannot access your credit report. That means no...

Breaking News: Increased Conforming Loan Limits!

by Irene Moustakas | Nov 28, 2023 | Featured, Industry News

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Follow Me On Instagram!

by Irene Moustakas | Nov 7, 2023 | Business Promotion, Featured

instagram.com/loans_by_irene  **  I’ll provide brief market updates, tips and insights. See you there! Share this: Share on Facebook (Opens in new window) Facebook Share on X (Opens in new window) X Share on LinkedIn (Opens in new window) LinkedIn Share on...