Did You Know? New Loan Product Available!

by Irene Moustakas | Nov 26, 2018 | Loan Programs and Products

When you hear that Interest-Only loans may be making a little bit of a comeback, what is your initial reaction? Is it concern about the housing bubble bursting? Consumers making extremely misinformed decisions? If that is the case, I am sure your opinion is based on...

When You Need Cash, Which is a Better Decision? A Cash-Out Refi or an Equityline?

by Irene Moustakas | Sep 26, 2018 | Loan Programs and Products

Many homeowners have reached out to me the past few months asking how best to to tap into their home’s equity and get a cash out loan. The reasons are multiple, but they are usually for one of the following reasons: home improvement projects pay off debt to use the...

Did You Know? NEW Student Loan Payoff Refi Program!

by Irene Moustakas | Oct 24, 2017 | Featured, Industry News, Loan Programs and Products

Fannie Mae recently announced a student loan refinance program, which allows homeowners to use their homes’ equity to pay off student loan debt. This is a special program, and even though you’re tapping into your home equity, you are not getting charged a “cash-out...

15 Year Fixed Rate Mortgage

by Irene Moustakas | Jul 10, 2017 | Featured, Loan Programs and Products

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New Programs and Opportunities Available Now

by Irene Moustakas | Jul 6, 2017 | Featured, Industry News, Loan Programs and Products

The lending landscape has lightened up, and with it new programs and opportunities have become available. Here are some niches that I can assist with, along with a brief explanation of the program. Future Income Program – allows a borrower to close a loan 120 days...

Options to Avoid Paying Private Mortgage Insurance (PMI)

by Irene Moustakas | Jun 27, 2017 | Featured, Loan Programs and Products

Did you know you have options in paying or avoiding Private Mortgage Insurance (PMI)? PMI is charged by the lender when you do not have 20% down payment. It is insurance to protect the lender (not you) against you defaulting on the mortgage, since you are considered...