by Irene Moustakas | Apr 15, 2024 | 1st Time Homebuyers, Industry News, Loan Programs and Products
Registrations for the Dream for All program opened up on April 3rd, and there are now 2 weeks left to register for a voucher. Vouchers are limited and determined by lottery. The Dream for All program serves to help first time and first generation homebuyers get their...
by Irene Moustakas | Feb 7, 2024 | 1st Time Homebuyers, Loan Programs and Products
Did you know that there are some lenders and organizations that offer down payment assistance (DPA) programs? Most require you to be a first time homebuyer and they stipulate maximum income limitations per county and/or household size. But there can be some great...
by Irene Moustakas | Nov 28, 2023 | Industry News, Loan Programs and Products
I have mentioned the Buy Before You Sell program in a previous blog that reviews options homeowners may have in purchasing a new home prior to selling their existing. This program is one of those options, and I would like to delve into it a little more. It may not...
by Irene Moustakas | Oct 25, 2023 | Industry News, Loan Programs and Products
Have you heard about the 1% down loan offered by Rocket Mortgage? Well, it’s available! It may be a little prohibitive in California considering real estate prices are higher than the national average, but there may be pockets where it’s possible. The loan program is...
by Irene Moustakas | Oct 10, 2023 | Loan Programs and Products
It can be quite frustrating if you do not qualify for a traditional loan due to how you file your tax returns. If you are a salaried employee, your income is calculated based on your gross, but when you are self-employed, your income is calculated based on your net....
by Irene Moustakas | Dec 20, 2022 | Featured, Loan Programs and Products
If you need to tap into your home equity and you have secured an interest rate in the 2% and 3% range of yesteryear, then it would be quite difficult to relinquish that amazing rate by doing a cash-out refinance on your 1st mortgage. Your alternative option to access...