Breaking News: Increased Conforming Loan Limits!
Share this:Click to share on Facebook (Opens in new window)Click to share on Twitter (Opens in new window)Click to share on LinkedIn (Opens in new window)Click to share on Reddit (Opens in new window)Click to share on Pinterest (Opens in new window)Click to print...The “Buy Before You Sell” Program
I have mentioned the Buy Before You Sell program in a previous blog that reviews options homeowners may have in purchasing a new home prior to selling their existing. This program is one of those options, and I would like to delve into it a little more. It may not...Back to Basics: What Makes Up A Housing Payment?
When you buy a home, your base payment responsibilities are (1) Mortgage payment, (2) Property Taxes, and (3) Homeowners Insurance. You may see some mortgage professionals refer to this as PITI (Principal Interest Taxes Insurance). However, your payment...Follow Me On Instagram!
instagram.com/loans_by_irene ** I’ll provide brief market updates, tips and insights. See you there! Share this:Click to share on Facebook (Opens in new window)Click to share on Twitter (Opens in new window)Click to share on LinkedIn (Opens in new window)Click...A 1% Down Payment Loan is Now Available (!)
Have you heard about the 1% down loan offered by Rocket Mortgage? Well, it’s available! It may be a little prohibitive in California considering real estate prices are higher than the national average, but there may be pockets where it’s possible. The loan program is...Back to Basics: The Loan Process
We’re going back to basics! I have just added this flyer to my “Resources” page and want to highlight it here as well. Let me know if you have any questions. Share this:Click to share on Facebook (Opens in new window)Click to share on Twitter (Opens...Loan Options for Self-Employed Individuals
It can be quite frustrating if you do not qualify for a traditional loan due to how you file your tax returns. If you are a salaried employee, your income is calculated based on your gross, but when you are self-employed, your income is calculated based on your net....Why a 2nd Mortgage Makes Sense to Consolidate Debt
This is a scenario I recently reviewed with one of my existing clients – he has accumulated a lot of credit card debt and feels overwhelmed by its significance. He owes $1.2MM on his mortgage at a 30 year fixed rate of 4.925% and the value of his home is $1.85MM. He...In the News: Student Loan Payments Are Back
Well, the 3+ year break in student loan payments is coming to an end and as of 9/1/23, interest on federal student loans has resumed. What you need to know when it comes to securing a mortgage: When there is no student loan payment reported on your credit report, the...Loan Calculator
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