Freezing Your Credit Report

‘Tis the season for hot cocoa, holiday parties, and Christmas shopping! It is also the season that we are more susceptible to fraud and identity theft. Monitoring your credit is key, and one additional thing you can do is to freeze your credit. What this means...

Follow Me On Instagram!

instagram.com/loans_by_irene  **  I’ll provide brief market updates, tips and insights. See you there! Share this:Click to share on Facebook (Opens in new window)Click to share on Twitter (Opens in new window)Click to share on LinkedIn (Opens in new window)Click...

Back to Basics: The Loan Process

We’re going back to basics! I have just added this flyer to my “Resources” page and want to highlight it here as well. Let me know if you have any questions. Share this:Click to share on Facebook (Opens in new window)Click to share on Twitter (Opens...

Why a 2nd Mortgage Makes Sense to Consolidate Debt

This is a scenario I recently reviewed with one of my existing clients – he has accumulated a lot of credit card debt and feels overwhelmed by its significance. He owes $1.2MM on his mortgage at a 30 year fixed rate of 4.925% and the value of his home is $1.85MM. He...

In the News: Student Loan Payments Are Back

Well, the 3+ year break in student loan payments is coming to an end and as of 9/1/23, interest on federal student loans has resumed. What you need to know when it comes to securing a mortgage: When there is no student loan payment reported on your credit report, the...