by Irene Moustakas | Jul 22, 2026 | Industry News, Loan Programs and Products
If you’ve been thinking about tapping into your home’s equity, you’ve probably heard the term digital HELOC. But what exactly does that mean, and is it different from a traditional home equity line of credit? The short answer? The loan itself is...
by Irene Moustakas | Feb 23, 2026 | 1st Time Homebuyers, Industry News
California’s highly anticipated Dream for All (DFA) program is nearly here, and for the right buyer, it can be a game-changer. The voucher application window is February 24 – March 16, and you must have a preapproval letter in hand in order to apply. This...
by Irene Moustakas | Jul 1, 2025 | Industry News
The Bay Area Air Quality Management District (BAAQMD) has passed new rules that will ban gas water heaters and gas furnaces in all homes, both new construction as well as existing. Here’s what you need to know: Jan 1, 2026 – Home sellers must disclose the gas...
by Irene Moustakas | Mar 31, 2025 | FHA, Industry News
This is a significant change that will have major implications, particularly in a market like the Bay Area which has numerous H1B visa holders that are invited here for tech jobs. While FHA is not the only option in securing financing, its lending flexibility and...
by Irene Moustakas | Sep 4, 2024 | 1st Time Homebuyers, FHA, Industry News, Loan Programs and Products
The National Homebuyers Fund (NHF) serves to provide down payment assistance to both returning and first time homebuyers. It’s one of the few down payment assistance programs available that does not have a first time homebuyer or income limitation stipulation! I...
by Irene Moustakas | May 1, 2024 | FHA, Industry News, Loan Programs and Products
An FHA loan is a government-insured loan that allows as little as 3.5% down payment. Besides allowing little money down, its other advantages when compared to a Conventional loan is that it typically carries lower interest rates, it is more forgiving with lower credit...