BREAKING NEWS: FHA Will No Longer Allow Non-Permanent Resident Aliens to Apply

by Irene Moustakas | Mar 31, 2025 | FHA, Industry News

This is a significant change that will have major implications, particularly in a market like the Bay Area which has numerous H1B visa holders that are invited here for tech jobs. While FHA is not the only option in securing financing, its lending flexibility and...

Down Payment Assistance Options: National Homebuyers Fund, Inc® for 100% or 102% Financing

by Irene Moustakas | Sep 4, 2024 | 1st Time Homebuyers, FHA, Industry News, Loan Programs and Products

The National Homebuyers Fund (NHF) serves to provide down payment assistance to both returning and first time homebuyers. It’s one of the few down payment assistance programs available that does not have a first time homebuyer or income limitation stipulation! I...

Down Payment Assistance Options — Today’s Highlight: Zero Money Down FHA Loan

by Irene Moustakas | May 1, 2024 | FHA, Industry News, Loan Programs and Products

An FHA loan is a government-insured loan that allows as little as 3.5% down payment. Besides allowing little money down, its other advantages when compared to a Conventional loan is that it typically carries lower interest rates, it is more forgiving with lower credit...

TWO WEEKS LEFT to Apply for CalHFA’s Dream for All Program

by Irene Moustakas | Apr 15, 2024 | 1st Time Homebuyers, Industry News, Loan Programs and Products

Registrations for the Dream for All program opened up on April 3rd, and there are now 2 weeks left to register for a voucher. Vouchers are limited and determined by lottery. The Dream for All program serves to help first time and first generation homebuyers get their...

Breaking News: Increased Conforming Loan Limits!

by Irene Moustakas | Nov 28, 2023 | Featured, Industry News

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The “Buy Before You Sell” Program

by Irene Moustakas | Nov 28, 2023 | Industry News, Loan Programs and Products

I have mentioned the Buy Before You Sell program in a previous blog that reviews options homeowners may have in purchasing a new home prior to selling their existing. This program is one of those options, and I would like to delve into it a little more. It may not...