(408) 337-9160 irene@loansbyirene.com
  • Facebook
  • Twitter
  • Google
  • RSS
  • Facebook
  • Twitter
  • Google
  • RSS
Loans by Irene | Community Trust Mortgage | Mortgage Loans | San Jose CA
  • Home
  • Services
  • About
  • FAQs
  • Resources
  • Terminology
  • Contact
  • ShareFile
  • Blog
Select Page

DID YOU KNOW? There Are Interest Rate Incentives for First Time Homebuyers

by Irene Moustakas | Aug 14, 2024 | 1st Time Homebuyers, Rates

If you are a first time homebuyer and your gross income is below your specific county’s Area Median Income (AMI) limit, did you know that you qualify for some pretty attractive interest rate incentives? It can usually result in savings of approximately .5% to .875%,...

How a 30 Year Fixed 2nd Mortgage Can Help Pay Off Debt

by Irene Moustakas | Jun 3, 2024 | Uncategorized

Did you know that Americans owe an astounding $1.13 trillion in credit card debt?  That’s a number that’s hard to picture, isn’t it? Inflation and increased interest rates have contributed to this growing number, and it certainly shows us that many American households...

Why to Consider Working with a Mortgage Broker Versus a Bank

by Irene Moustakas | May 23, 2024 | Uncategorized

If you are looking to purchase a home or refinance your existing mortgage, you may want to look beyond simply walking into your bank. Many people secure a real estate loan through their bank because they don’t always realize that other options may exist. I started out...

Down Payment Assistance Options — Today’s Highlight: Zero Money Down FHA Loan

by Irene Moustakas | May 1, 2024 | FHA, Industry News, Loan Programs and Products

An FHA loan is a government-insured loan that allows as little as 3.5% down payment. Besides allowing little money down, its other advantages when compared to a Conventional loan is that it typically carries lower interest rates, it is more forgiving with lower credit...

TWO WEEKS LEFT to Apply for CalHFA’s Dream for All Program

by Irene Moustakas | Apr 15, 2024 | 1st Time Homebuyers, Industry News, Loan Programs and Products

Registrations for the Dream for All program opened up on April 3rd, and there are now 2 weeks left to register for a voucher. Vouchers are limited and determined by lottery. The Dream for All program serves to help first time and first generation homebuyers get their...
« Older Entries
Next Entries »

Search Site Here

Loan Calculator

Try for free!

Free eBook

Subscribe to Irene’s Blog

Enter your email address to subscribe:

Reviews on Google+

Loans by Irene Google+ Reviews

Reviews on Yelp

Recent Posts

  • What is a Bank Statement Loan?

Recent Comments

  • Irene Moustakas on Down Payment Assistance Options: National Homebuyers Fund, Inc® for 100% or 102% Financing
  • Home
  • Services
  • About
  • FAQs
  • Resources
  • Terminology
  • Contact
  • ShareFile
  • Blog
  • Facebook
  • Twitter
  • Google
  • RSS

Design & SEO by: KM Guru, LLC