by Irene Moustakas | Mar 7, 2024 | Uncategorized
Phase 1 of CalHFA’s Dream for All program, which launched in March 2023, was in such high demand that the allocated funds of $300MM were all accounted for within 11 days, per KQED. The program helped 2,182 new homeowners purchase a home, with 55%...
by Irene Moustakas | Mar 4, 2024 | Tips, Uncategorized
This flyer has been posted on my blog since its inception in 2018, but I have just updated it to be a little more relevant. In the previous version, I recommended not packing away your checkbook, but that hardly seems relevant these days, in addition to title...
by Irene Moustakas | Feb 28, 2024 | 1st Time Homebuyers
Housing Trust Silicon Valley (HTSV) is a Community Development Financial Institution (CDFI) that helps Silicon Valley residents secure down payment assistance to purchase their first home as their primary residence. HTSV has two programs with different features and...
by Irene Moustakas | Feb 7, 2024 | 1st Time Homebuyers, Loan Programs and Products
Did you know that there are some lenders and organizations that offer down payment assistance (DPA) programs? Most require you to be a first time homebuyer and they stipulate maximum income limitations per county and/or household size. But there can be some great...
by Irene Moustakas | Dec 7, 2023 | Tips
‘Tis the season for hot cocoa, holiday parties, and Christmas shopping! It is also the season that we are more susceptible to fraud and identity theft. Monitoring your credit is key, and one additional thing you can do is to freeze your credit. What this means...