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Waiting for Interest Rates to Drop? Here’s Why That Might Not Be the Best Strategy.

by Irene Moustakas | Jul 14, 2026 | 1st Time Homebuyers

I often get asked: “Should I wait until interest rates come down before buying a home?” I completely understand the thought process. Everyone wants the lowest rate possible, and with all the headlines about where rates might be headed, it can feel like...

Thinking About Moving Your Property Into an LLC? Here’s What to Know

by Irene Moustakas | Apr 15, 2026 | Uncategorized

If you’ve recently bought a property, you might be wondering whether you can transfer it into an LLC for liability or tax purposes. A common concern is: Will my lender call the loan due if I do that? Most home loans include something called a due-on-sale clause. This...

Thank You for Your Support: Best in Silicon Valley 2026 🏆

by Irene Moustakas | Mar 4, 2026 | Business Promotion, Featured

I am incredibly grateful to share that I have been recognized as Best in Silicon Valley – Mortgage Specialist for 2026. This award isn’t about production or volume. To me, it represents the relationships, referrals, and trust placed in me every day, along with the...

CalHFA’s Dream For All Program Is Back: What California Homebuyers Need to Know

by Irene Moustakas | Feb 23, 2026 | 1st Time Homebuyers, Industry News

California’s highly anticipated Dream for All (DFA) program is nearly here, and for the right buyer, it can be a game-changer. The voucher application window is February 24 – March 16, and you must have a preapproval letter in hand in order to apply. This...

Why You Should Never Touch Your Credit During Escrow: Understanding Undisclosed Debt Monitoring (UDM)

by Irene Moustakas | Jan 15, 2026 | Tips

Many homebuyers believe that once they’re pre-approved and in escrow, the hard part is over. Unfortunately, that’s not always the case. There is a little-known but very powerful system running quietly in the background of most mortgage transactions, and it can...
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