Your Fixed Rate Term Options
Interest rates are expected to remain low in 2020, so opportunities to refinance at a lower interest rate at little to no cost are readily available, especially if you purchased your home in 2017 or 2018. Many of the clients I refinanced in 2019 went from one 30 Year...Should I Make Biweekly Mortgage Payments?
If you can, yes! You’ll end up shaving about 5 years off your loan by doing so (the number of years will vary depending on loan amount and interest rate). Many servicers allow this option once you set up your payments online. If a third party company offers to manage...“How Much Mortgage Do I Qualify For?”
The first step you should take if you are considering buying a home is to have a mortgage professional help you determine how much you will qualify for. To follow are the typical steps and explanations that I go through with my clients. I will provide a sample...Property Tax Relief for Eligible Homeowners: Propositions 60 and 90
If you’re a current homeowner over the age of 55 and looking to buy a new primary home, are you aware of Propositions 60 and 90? In the 1980s, California voters approved both Propositions 60 and 90. Prop 60 allows for homeowners age 55 and older to transfer the...Canceling Private Mortgage Insurance
If you purchased your home with less than 20% down payment on a Conventional loan, you were required to purchase Private Mortgage Insurance (PMI). PMI is a cost that protects the lender in case you default on your mortgage (stop making payments). Lenders are required...Loan Calculator
Try for free!
Free eBook
