Announcement: Upcoming FHA Financing Restrictions
Federal Housing Administration (FHA)-insured loans are a great way for people to get started in the housing market. It provides an alternative to conventional loans because it allows for little down (3.5%) and the minimum credit score requirements are more flexible....Helping Haiti
For all of my loans closed between now and the end of February, I will donate $100 to the Red Cross for relief in Haiti. If you are a California homeowner and would like an assessment of refinancing, please let me know. Interest rates have trended lower this week in...Holding Real Estate Title: Slippery or Safe? (Contributed by Guest Blogger E.J. Hong)
This post is written by estate planner extraordinaire E.J. Hong. The way you hold title to your home is extremely crucial because it determines what happens with your ownership interest in the case of your death. I encourage everyone to set up a Trust because it is...What Happens When You’re in Process on Your Loan and a Natural Disaster Occurs
We had three earthquakes in three consecutive days in Northern California last week. The bigger one, a 6.5 magnitude in Humboldt County, caused significant damage. When natural disasters such as this occur, lenders will institute a “Disaster Area” policy....Loan Calculator
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