PUBLIC SERVICE ANNOUNCEMENT: Freeze Your Credit
You should do everything you can to protect yourself from identity theft and fraud. Freezing your credit will help for the following reasons: ✅ Prevent Unauthorized Credit Accounts When your credit is frozen, creditors cannot access your credit report. That means no...What is the Difference Between a Mortgage Lender and a Mortgage Broker and Why Choose a Broker?
When you’re shopping for a mortgage, it’s important to know who you’re working with, and how that choice can impact your loan options. Two key players in the process are mortgage lenders and mortgage brokers, and while they both help you get financing, they do it in...BREAKING NEWS: FHA Will No Longer Allow Non-Permanent Resident Aliens to Apply
This is a significant change that will have major implications, particularly in a market like the Bay Area which has numerous H1B visa holders that are invited here for tech jobs. While FHA is not the only option in securing financing, its lending flexibility and...What is Split Financing?
Split financing (also referred to as “combo financing” or a “piggyback loan”) in regards to mortgage lending means that you are splitting the financing you require into two loans, funded at the same time. The 1st mortgage covers the bulk of the financing and the...Loan Calculator
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