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Did You Know? NEW Student Loan Payoff Refi Program!

by Irene Moustakas | Oct 24, 2017 | Featured, Industry News, Loan Programs and Products

Fannie Mae recently announced a student loan refinance program, which allows homeowners to use their homes’ equity to pay off student loan debt. This is a special program, and even though you’re tapping into your home equity, you are not getting charged a “cash-out...

15 Year Fixed Rate Mortgage

by Irene Moustakas | Jul 10, 2017 | Featured, Loan Programs and Products

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New Programs and Opportunities Available Now

by Irene Moustakas | Jul 6, 2017 | Featured, Industry News, Loan Programs and Products

The lending landscape has lightened up, and with it new programs and opportunities have become available. Here are some niches that I can assist with, along with a brief explanation of the program. Future Income Program – allows a borrower to close a loan 120 days...

Options to Avoid Paying Private Mortgage Insurance (PMI)

by Irene Moustakas | Jun 27, 2017 | Featured, Loan Programs and Products

Did you know you have options in paying or avoiding Private Mortgage Insurance (PMI)? PMI is charged by the lender when you do not have 20% down payment. It is insurance to protect the lender (not you) against you defaulting on the mortgage, since you are considered...

Property Tax Relief for Eligible Homeowners: Propositions 60 and 90

by Irene Moustakas | Mar 28, 2017 | Industry News, Tips

If you’re a current homeowner over the age of 55 and looking to buy a new primary home, are you aware of Propositions 60 and 90? In the 1980s, California voters approved both Propositions 60 and 90. Prop 60 allows for homeowners age 55 and older to transfer the...
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