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Loans by Irene | Community Trust Mortgage | Mortgage Loans | San Jose CA
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Update on Minimum Down Payment Requirements

by Irene Moustakas | Dec 17, 2018 | Industry News, Uncategorized

Minimum down payment requirements on loans may have changed a little since my last update, so I wanted to review again. The interest rate you qualify for can be quite sensitive to the amount you have down (as well as credit score plus some other factors), but to...

Conforming Loan Amount Limits Increasing in 2019!

by Irene Moustakas | Nov 28, 2018 | Industry News

I am so excited that loan limits will be increasing in 2019! The conforming loan limit will be $484,350 and high balance loan limit for the highest-cost areas will be $726,525. Anything greater than this amount is considered Jumbo. This is extremely helpful because...

Did You Know? New Loan Product Available!

by Irene Moustakas | Nov 26, 2018 | Loan Programs and Products

When you hear that Interest-Only loans may be making a little bit of a comeback, what is your initial reaction? Is it concern about the housing bubble bursting? Consumers making extremely misinformed decisions? If that is the case, I am sure your opinion is based on...

When You Need Cash, Which is a Better Decision? A Cash-Out Refi or an Equityline?

by Irene Moustakas | Sep 26, 2018 | Loan Programs and Products

Many homeowners have reached out to me the past few months asking how best to to tap into their home’s equity and get a cash out loan. The reasons are multiple, but they are usually for one of the following reasons: home improvement projects pay off debt to use the...

My “Financing Your First Home” e-book Has Been Updated!

by Irene Moustakas | May 29, 2018 | Uncategorized

I have updated my First Time Homebuyer e-book with current and updated information. Check it out, and feel free to share it as a resource! Financing Your First Home Share this: Share on Facebook (Opens in new window) Facebook Share on X (Opens in new window) X Share...
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