How Changing Your Exemptions Can Help You Make Your Mortgage Payment
Many home buyers take a look at their proposed total homeowner payment responsibilities (mortgage, property taxes, insurance and Mortgage Insurance, if applicable), and think, “There’s no way I can make that payment; I barely have enough take-home pay from...New Page Added: Mortgage Terms
I’ve added a new page! “Mortgage Terminology” can be found in the sidebar underneath “About / References.” I’ll add terms periodically and as they come up. If there’s anything missing that you’d like me to define,...Minimum Down Payment Requirements
I received a lot of additional questions to my January 26th post regarding the 5% down payment option, so I would like to go over down payment requirements for other property types and loan amounts. The following is limited to conventional loans. Down payment...ARMs: What Happens When They Enter Adjustment
I’ve received many calls recently from referrals and new clients asking about refinancing out of their ARM and into a Fixed Rate Mortgage. Depending on the value of their house, their credit score and qualifying, sometimes I can help them, sometimes I can’t. But...Loan Calculator
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