Earthquake Preparedness Tips: Blog Contributed by Kathy Sturr of Inside-Out Designs
I was in San Diego this past weekend visiting family when the 7.2 earthquake hit in Mexicali, which is ~130 miles from where I was. It was definitely one of the bigger ones I’ve been through and lasted a long time. For all of us, going through that is a reminder...FHA’s Upfront Insurance Premium Increasing on Monday, 4/5/10
For FHA loans assigned on or after April 5, 2010, the upfront mortgage insurance premium (UFMIP) is increasing from 1.75% to 2.25%. If you’re on the fence about refinancing into an FHA loan, or are currently still working on negotiations for a purchase, there...Things to Consider If You’re Thinking of Refinancing
I just got a phone call yesterday from a 45 year old single mom of three. She heard that rates have gone down and she was excited about potentially refinancing. She has had her current loan (a 15 Year Fixed) since 2003. In 7 more years, her mortgage will be...Interest-Only Loans
Surprisingly, Interest-Only (I/O) loans are back. They carry higher interest rates than fully-amortized (principle & interest) loans, but recently, they have become quite competitive. I’m surprised that they’re available because these loans are a big reason why...Loan Calculator
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