To Impound or Not to Impound
Most of my clients choose not to have an impound account for a number of reasons. See my blog post about the advantages and disadvantages of an impound account here. The #1 reason is usually because they like to have control in making their own payments, but...General Update
I’m so embarrassed that my last blog post was back in March! I had my baby in early April, so life has been a whirlwind in managing baby and work. Both are absolutely wonderful though and my life is quite full and busy. The lack of blog posts is certainly not...What is Title Insurance and Why Do I Need It?
Title insurance is one of the more expensive items you pay for in a purchase and/or refinance transaction. The title company performs a detailed and comprehensive search to determine if any person or entity may have an interest in the property. The title insurance...3% Down Payment, Conventional Loan Available
I’m actually pretty shocked that down payment requirements have loosened and not tightened. What do you think this means for the housing industry and the lending landscape? Do you think it’s prudent? The highlights of this 3% down payment, conventional loan option...Increase to Annual Mortgage Insurance Premiums on FHA Loans
The U.S. Department of Housing and Urban Development just released a new statement that FHA’s annual mortgage insurance premiums (MIP) are going to increase by .25% across the board. The change will be effective for FHA case numbers issued on and after April...Loan Calculator
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