Certain CalHFA First Time Homebuyer Programs Suspended
This is unfortunate news that came quickly and unexpectedly. CalHFA is a state-specific governmental agency that helps first time homebuyers get into their first home via down payment assistance programs and other solutions. CalHFA has been instrumental in helping...Credit Reporting 101
In this credit crunch, lending is becoming much more credit-driven and minimum required credit scores of 680+ or 700+ are the norm. Your goal should be to get in the 700 range, but the higher the better. (Credit scores range from 350-850, 850 being the highest one can...In the Market: The Bad, the Good and the Unchanged
What a week so far in the financial sector… Lehman Brothers declared bankruptcy, Bank of America saved Merrill Lynch from bankruptcy by acquiring it and AIG was bailed out by the federal government. These are huge, far-reaching global investment companies and...Online Interest Rate Quotes
Every once in a while, a new client or referral will tell me that they saw rates that were lower than what I may be quoting. I appreciate having this conversation because I’m given an opportunity to tell them why. Not why the rates I’m quoting may be...Loan Calculator
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