Retailers Filing for Bankruptcy: Use Your Gift Cards!
Beware of giving and receiving gift cards this holiday season. If you have a gift card or store credit with a retailer that has filed for bankruptcy, you can be pretty assured that you won’t ever see that money. You could try standing in line behind creditors in...Loan Limits Change
2009 Conforming loan limits remain the same: 1-Unit: $417,000 2-Unit: $533,850 3-Unit: $645,300 4-Unit: $801,950 2009 Conforming-Jumbo loan limits for 1-Unit homes are effective January 1, 2009. Counties with the highest limit of $625,500: Alameda, Contra Costa, Los...*THIS* is Why a Good Credit Score is so Important:
From one day to the next, hits and improvements on credit score brackets got much stricter. Hits for lower credit scores (anything below 740) are bracketed by increments of 20 points starting with a 620 FICO. Based on today’s interest rates (which are really good...Temporary Conforming Loan Limits are Expiring Sooner Than Expected
The temporary conforming loan limit of $729,750 in high-cost counties was set to expire at the end of the year, but banks are pulling back on that and requiring all loans at this loan amount range to close by December 1st – NO exceptions. With rates having dropped...Loan Calculator
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