Applying for a Loan as “Married” or “Married Filing Separately” – Not Just a Tax Question
“I’m considering applying for a conventional loan. I have excellent credit, but my husband does not. Can I apply for the loan on my own?” This question comes up quite a lot, especially with newly married couples that come into their marriage with different...Appealing or Rebutting Your Appraisal
If you are purchasing or refinancing, one of the biggest components to getting approved for your loan is the appraisal. For some, equity is a non-issue, but for others, the appraisal can make or break the deal. When the home’s appraised value comes in lower than...Get Ready for Fall with Home Maintenance Now! by Guest Blogger Kathy Sturr
This blog post is a contribution by my friend and interior-designer extraordinaire Kathy Sturr. Check out her website Inside-Out Designs and subscribe to her blog. She has amazing insight and tips! Here’s what Kathy has to say about preparing for Fall with...Your Property Tax Basis – Paying Supplemental Taxes or Asking for a Refund
In California, your property taxes are based on 1.25% of the purchase price at which you bought your home. For example, if you buy a $500,000 home, your annual taxes will be $6250, or $520.83 monthly. They can and will increase based on certain limits instituted by...Loan Calculator
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