What is the 4506-T Form?

If you have gone through the refinance or purchase process in the past couple of years, you would have undoubtedly seen (and signed) the IRS 4506-T form at least two times, sometimes more. The 4506-T gives the lender authorization to request a copy of your tax return...

Happy New Year!

Happy New Year!  The message is a little delayed, but I left for my honeymoon on January 1st and am just now settling back to work.  We went to Thailand and Bali, which are two beautiful countries filled with wonderful people, incredible cultures and picturesque...

Information Needed for a Rate Quote

I hope you all had a wonderful Thanksgiving surrounded by your loved ones. Mortgage rates have trended upwards the past three weeks, with significant daily swings, both up and down.  World economic concerns (in particular, the European Union debt and banking issues)...