When You Need Cash, Which is a Better Decision? A Cash-Out Refi or an Equityline?
Many homeowners have reached out to me the past few months asking how best to to tap into their home’s equity and get a cash out loan. The reasons are multiple, but they are usually for one of the following reasons: home improvement projects pay off debt to use the...My “Financing Your First Home” e-book Has Been Updated!
I have updated my First Time Homebuyer e-book with current and updated information. Check it out, and feel free to share it as a resource! Financing Your First Home Share this:Click to share on Facebook (Opens in new window)Click to share on Twitter (Opens in new...“Can I Use My Cryptocurrency Funds for Down Payment, Closing Costs, or Reserves?”
Cryptocurrency is becoming more prevalent in the marketplace, and more people are hoping to use it as proof of an established asset they own to be used for down payment, closing costs or reserves. However, at present, lenders and underwriters consider it unchartered...“Affordable Housing Fee” Translates to an Increase in Total Loan Closing Costs for Homeowners
Increased rental and housing prices have created a crisis in California, so the “Affordable Housing Fee” (Senate Bill 2) was passed last year, and is in effect as of January 1, 2018. This bill creates a funding source for affordable housing, collected through...Loan Calculator
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