One final reminder about the appraisal process. If you sign and date an application and disclosures prior to May 1, 2009, and get your credit report pulled to justify those dated forms, we have control in who to order the appraisal from. If you wait until May 1st and after, we will have to order through AMCs.
If you take care of these items through Thursday the 30th, then we can order the appraisal at some point in May (or even June). The magic date will be to close the loan within 90 days of the date you signed the application and disclosures. I recommend to get this taken care of if you are intending to refinance within the next few months, even if you are unsure.
If you would like to join me in fighting the Home Valuation Code of Conduct, please write a letter to your local legislators. If you’re unsure of how to proceed or what to write, send me an email directly and we can go over it together.
