What NOT to do After You Apply for a Mortgage
This flyer has been posted on my blog since its inception in 2018, but I have just updated it to be a little more relevant. In the previous version, I recommended not packing away your checkbook, but that hardly seems relevant these days, in addition to title...Back to Basics: What Makes Up A Housing Payment?
When you buy a home, your base payment responsibilities are (1) Mortgage payment, (2) Property Taxes, and (3) Homeowners Insurance. You may see some mortgage professionals refer to this as PITI (Principal Interest Taxes Insurance). However, your payment...In the News: Student Loan Payments Are Back
Well, the 3+ year break in student loan payments is coming to an end and as of 9/1/23, interest on federal student loans has resumed. What you need to know when it comes to securing a mortgage: When there is no student loan payment reported on your credit report, the...Changes to Lending on Condos
Do you remember the condo building in Miami that collapsed in 2021 due to its structural deterioration and spalling? It was devastating, and many people died. But it also brought attention to how frequently (or infrequently) condominium projects are inspected and...“I’m Paying Mortgage Insurance – When Can I Cancel It?”
If you purchased or refinanced your home and put down less than 20% (or had less than 20% equity), then you are most likely paying Private Mortgage Insurance (PMI). PMI is charged as an insurance policy for the lender against you defaulting on your mortgage, since you...Loan Calculator
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