Services
I offer an equal combination of quality service and competitive interest rates for my clients, from the first time homebuyer to the experienced real estate investor.
Programs/Products
- Conforming, High Balance, Super Jumbo conventional loans
- FHA / VA loans
- CalHFA-approved
- Homepath Financing
- Preapprovals
- Fannie Mae Refi Plus and Freddie Mac Relief loans for those with 80% – 105% Loan-to-Value Ratios
- My Watch List
Rates are currently in the 3% to 5% range, depending on the program. If you are curious to see how they fare for you in your situation and to get on my Watch List, please contact me via email or phone.
Information Needed for a Rate Quote
- Your current loan balance, interest rate, and payment <If you have a 2nd mortgage, the current loan balance and payment>.
- Do you know what loan program or product you want (Fixed, ARM, FHA…)?
- Your estimate of your home’s value. Do you own a single-family home, PUD or condo? Is it your primary residence?
- Why are you looking to refinance? (Do you need cash-out? Are you trying to go from a short-term ARM into something fixed?)
- What do you think your credit score is?
Documentation Needed for a Preapproval
- 1 month most recent paystubs
- Most recent 2 years’ W2s
- If self-employed or commissioned, most recent 2 years federal tax returns, all schedules
- 2 months most recent asset statements (bank/stock/retirement), all pages
