To Impound or Not to Impound

Most of my clients choose not to have an impound account for a number of reasons.  See my blog post about the advantages and disadvantages of an impound account here.  The #1 reason is usually because they like to have control in making their own payments, but...

General Update

I’m so embarrassed that my last blog post was back in March! I had my baby in early April, so life has been a whirlwind in managing baby and work. Both are absolutely wonderful though and my life is quite full and busy.  The lack of blog posts is certainly not...

3% Down Payment, Conventional Loan Available

I’m actually pretty shocked that down payment requirements have loosened and not tightened.  What do you think this means for the housing industry and the lending landscape?  Do you think it’s prudent? The highlights of this 3% down payment, conventional loan option...